Terms of Service
Effective Date: June 16, 2026
Please read these Terms of Service ("Terms") carefully before accessing or using the Q-Netix AI-powered portfolio optimization platform at https://q-netix.tech (the "Service"). These Terms constitute a legally binding agreement between you ("User", "you", or "your") and Q-Netix ("Q-Netix", "we", "us", or "our").
BY CREATING AN ACCOUNT OR USING THE SERVICE YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE, DO NOT ACCESS OR USE THE SERVICE.
1. Eligibility
You must be at least 18 years old and capable of forming a binding contract under the laws of your jurisdiction to use the Service. By accepting these Terms you represent and warrant that you meet these requirements. The Service is intended for informational and analytical purposes and is not designed for use by persons in jurisdictions where such use would be prohibited by law.
2. Account Registration and Security
2.1 Registration
You must register for an account using a valid email address via our authentication provider (Supabase). You agree to provide accurate, current, and complete information during registration and to keep that information up to date.
2.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately at support@q-netix.tech of any unauthorised access to or use of your account. We are not liable for any loss or damage arising from your failure to maintain account security.
2.3 One Account per User
You may not create more than one account without our prior written consent. We reserve the right to merge or terminate duplicate accounts.
3. Description of the Service
Q-Netix provides a cloud-based platform that enables users to upload lists of stock ticker symbols, retrieve publicly available market price data from Yahoo Finance, and apply advanced portfolio optimization techniques. Specifically, the Service:
- Fetches market price data for tickers you specify, using Yahoo Finance's publicly available data feeds.
- Builds portfolio optimization models from market data and user preferences.
- Solves optimization problems through our smart optimization engine.
- Processes simulation results through AI models hosted on Groq's infrastructure to generate natural-language portfolio commentary and analysis.
- Presents algorithmically generated portfolio optimization results, analysis, and recommendations within your dashboard.
The Service is designed to serve as a decision-support tool for informational and educational purposes only. It is not a registered investment advisor, broker-dealer, or financial planner.
4. Acceptable Use
4.1 Permitted Use
You may use the Service solely for your own lawful, personal, or internal business purposes in accordance with these Terms.
4.2 Prohibited Conduct
You agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable law or regulation, including securities laws and regulations.
- Attempt to gain unauthorised access to our systems, other users' accounts, or our service providers' infrastructure.
- Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service.
- Scrape, harvest, or otherwise collect data from the Service using automated means without our prior written consent.
- Interfere with or disrupt the integrity or performance of the Service or its underlying infrastructure.
- Upload or submit any content that is unlawful, harmful, defamatory, or infringes third-party rights.
- Resell, sublicense, or commercially exploit the Service or Output without our prior written consent.
- Use the Service to transmit unsolicited commercial communications.
- Impersonate any person or entity or misrepresent your affiliation.
5. Fees and Payment
5.1 Subscription Plans
Access to certain features of the Service is subject to payment of subscription fees as described on our pricing page. All fees are in US dollars (USD) unless otherwise stated.
5.2 Payment Processing
Payments are processed by Razorpay Software Pvt Ltd. By providing payment information you authorize Q-Netix (through Razorpay) to charge the applicable fees to your designated payment method on a recurring basis for the subscription period you select. You agree to Razorpay's terms of service, available at https://razorpay.com/terms.
5.3 Cancellation and Refunds
You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing period; you will retain access to paid features until that date. Fees paid are generally non-refundable, except where required by applicable law or as expressly stated in our refund policy.
5.4 Price Changes
We reserve the right to modify subscription fees on 30 days' notice. Continued use of the Service after the notice period constitutes acceptance of the new pricing.
6. Intellectual Property
6.1 Q-Netix IP
The Service, including its software, algorithms, optimization methodology, AI prompts, branding, and all other materials we create, are the exclusive intellectual property of Q-Netix or our licensors and are protected by copyright, trade secret, and other applicable laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Service solely in accordance with these Terms.
6.2 User Data
You retain all ownership rights in the ticker data and other content you upload to the Service. By uploading content, you grant Q-Netix a non-exclusive, worldwide, royalty-free licence to process and use that content solely to provide and improve the Service. We do not claim ownership of your data.
6.3 Feedback
If you provide us with feedback, suggestions, or ideas about the Service, you grant Q-Netix a perpetual, irrevocable, royalty-free right to use and incorporate that feedback without obligation or compensation to you.
7. Third-Party Services and Links
The Service relies on third-party services including Yahoo Finance, Groq, Razorpay, Supabase, and Brevo (collectively, "Third-Party Services"). Your use of Third-Party Services is subject to those parties' own terms and privacy policies. Q-Netix is not responsible for the availability, accuracy, content, or practices of any Third-Party Service. Market data sourced from Yahoo Finance is provided "as is" and Q-Netix makes no warranty as to its accuracy, timeliness, or completeness.
8. Disclaimer of Warranties
THE SERVICE AND ALL OUTPUT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, AND TITLE.
Q-NETIX DOES NOT WARRANT THAT (A) THE SERVICE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (B) THE SERVICE WILL BE AVAILABLE WITHOUT INTERRUPTION, OR THAT DEFECTS WILL BE CORRECTED; (C) ANY OUTPUT WILL BE ACCURATE, COMPLETE, RELIABLE, OR SUITABLE FOR ANY PURPOSE; (D) QUANTUM OPTIMIZATION RESULTS WILL BE OPTIMAL OR CORRECT; OR (E) THE SERVICE OR ANY CONTENT OBTAINED THROUGH IT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Q-NETIX AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:
- Loss of profits, revenue, or investment returns.
- Loss of data or portfolio value.
- Financial losses arising from investment decisions made in reliance on Output.
- Costs of substitute goods or services.
- Business interruption.
- Any other losses or damages arising out of or related to your use of, or inability to use, the Service.
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL OR EQUITABLE THEORY, AND EVEN IF Q-NETIX HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL Q-NETIX'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE TOTAL FEES PAID BY YOU TO Q-NETIX IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM OR (B) ONE HUNDRED US DOLLARS (USD $100.00).
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR LIABILITY. WHERE SUCH LAWS APPLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
10. Indemnification
You agree to defend, indemnify, and hold harmless Q-Netix and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of or access to the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) any investment decision you make in reliance on Output; or (e) any content you upload to the Service.
11. Account Deletion
You may delete your account at any time by navigating to Account Settings within the Service and selecting the account deletion option. Upon deletion: (a) your access to the Service will terminate immediately; (b) we will process deletion of your personal data in accordance with our Privacy Policy; and (c) any active subscription will be cancelled and no further charges will be made (though fees for the current billing period are non-refundable). We reserve the right to retain anonymised, non-identifiable data for statistical purposes.
12. Termination and Suspension
12.1 Termination by Q-Netix
We may suspend or terminate your account and access to the Service at any time, with or without notice, if: (a) you breach these Terms; (b) we are required to do so by law; (c) we reasonably suspect fraudulent, abusive, or unlawful activity; or (d) we decide to discontinue the Service.
12.2 Effect of Termination
Upon termination all licences granted to you under these Terms will immediately cease. Provisions that by their nature should survive termination (including Sections 4, 8, 9, 10, 13, and 15) will survive termination.
13. Governing Law and Dispute Resolution
13.1 Governing Law
These Terms and any dispute arising out of or related to them or the Service shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict-of-law principles.
13.2 Informal Resolution
Before initiating formal legal proceedings, you agree to contact us at legal@q-netix.tech to attempt to resolve any dispute informally. We will attempt to respond and resolve the matter within 30 days.
13.3 Binding Arbitration
If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be finally resolved by binding arbitration administered by JAMS under its applicable rules, conducted in English and seated in Wilmington, Delaware, USA. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.
13.4 Class Action Waiver
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST Q-NETIX. YOU AGREE THAT ALL CLAIMS SHALL BE RESOLVED SOLELY ON AN INDIVIDUAL BASIS.
13.5 Exception for Injunctive Relief
Notwithstanding the arbitration clause, either party may seek urgent injunctive or other equitable relief in any court of competent jurisdiction to prevent immediate and irreparable harm, including to protect intellectual property rights.
13.6 EU and UK Users
If you are a consumer located in the European Union or United Kingdom, you retain the right to bring claims before the courts of your country of residence and to use applicable EU/UK out-of-court dispute resolution bodies. Nothing in these Terms limits your statutory rights as an EU or UK consumer.
14. Changes to These Terms
We reserve the right to update or modify these Terms at any time. When we make material changes, we will notify you by email or by a prominent notice on the Service at least 14 days before the changes take effect. Your continued use of the Service after the effective date constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Service and may delete your account.
15. General Provisions
15.1 Entire Agreement
These Terms (together with the Privacy Policy and any additional terms for specific features) constitute the entire agreement between you and Q-Netix with respect to the Service and supersede all prior agreements, representations, and understandings.
15.2 Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be modified to the minimum extent necessary to make it valid and enforceable.
15.3 Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.
15.4 Assignment
You may not assign or transfer these Terms or any of your rights or obligations under them without our prior written consent. We may assign these Terms (in whole or in part) in connection with a merger, acquisition, or sale of assets, with notice to you.
15.5 Force Majeure
We shall not be liable for any delay or failure in performance resulting from causes beyond our reasonable control, including natural disasters, war, terrorism, internet outages, government action, or acts of third-party service providers (including service outages).
15.6 No Partnership
These Terms do not create a partnership, joint venture, agency, franchise, or employment relationship between you and Q-Netix.
15.7 Language
These Terms are written in English. Any translated version is provided for convenience only; in the event of conflict, the English version prevails.
16. Contact Information
For questions about these Terms, please contact us:
General inquiries: support@q-netix.tech
Legal / compliance: legal@q-netix.tech
Privacy: privacy@q-netix.tech
Website: https://q-netix.tech